Form 15G — declaration to avoid TDS on interest
A self-declaration that your total income for the year will be below the taxable limit, so the bank should not deduct tax from your interest. Issued and governed by the Income Tax Department (CBDT). Below: who files it, when, and the mistake that costs people the most — plus the free tools for the PDFs that come with it, all of which run on your device.
Open the tools- Who files it, when, and what people get Form 15G wrong
- The current form always comes from the authority — we never host a copy
- Combine, compress, scan and redact the paperwork around it, free
- Everything runs in your browser — no upload, no account
Who files Form 15G
Residents below 60 whose estimated total income is under the taxable limit. It is a declaration, not an application — nobody approves it.
When
Generally given to each bank near the start of the financial year; it lapses at the end of that year and has to be given again for the next one.
The thing people get wrong
It is a declaration you sign, and a false one carries consequences under the Income-tax Act. If your income does turn out to be taxable, the tax is still due — you have only stopped it being collected at source.
Where to get the current Form 15G
From your bank, or the income tax portal. Income Tax Department (CBDT). We deliberately do not host a copy of any government form. They are revised without notice, and a stale file served from here would be worse than none — you would file it and find out months later.
The tools people need around Form 15G
Form 15G is filed with the authority, not with us. What we do is the document work around it — the part where a payroll portal caps uploads at a few megabytes, or two certificates have to become one file, or a statement has to become rows you can total.
Other income tax forms
Frequently asked questions
What is Form 15G?
A self-declaration that your total income for the year will be below the taxable limit, so the bank should not deduct tax from your interest.
Who needs to file Form 15G?
Residents below 60 whose estimated total income is under the taxable limit. It is a declaration, not an application — nobody approves it.
Where do I download Form 15G?
From your bank, or the income tax portal — see Income Tax Department (CBDT). We do not host a copy: government forms are revised without notice, and a stale copy is worse than none.
Can DiemDesk file Form 15G for me?
No, and nothing here does. We are document tools, not a filing service. What we help with is the paperwork around the filing — combining certificates, compressing a scan under a portal's upload limit, turning a statement into a spreadsheet, or redacting an account number before you forward something. All of it runs in your browser.
Are my documents uploaded?
No. The in-browser tools open and rebuild the file on your own device, so a Form 16 or a bank statement never leaves it. Open your browser's Network tab and you will see no request carrying the file.
Ready? It’s free and runs entirely in your browser.
Open the tools